OpinionCenter.li   Random page
Update this page |
Credit cards
News

Credit card deal value up 33% in October
Credit card transactions in October were worth Rs8,997.63 crore, up 33.1% from that in the corresponding period last year. The number of credit cards in circulation has, however, declined by 3.3% to 17600,000 as of October 31, according to the Reserve ...

Credit Card Companies in Hot Pursuit of Customers in Africa
Dec 13, 2011 (The Nation/All Africa Global Media via COMTEX) -- Africa's unbanked population stands to benefit from the entry into the continent of Visa and MasterCard, both providers of credit card services. Visa pitched tent in Rwanda last week to ...

Feds try out simpler credit card agreement
(Jacquelyn Martin / Associated Press) A simpler credit card agreement is getting a tryout. The Consumer Financial Protection Bureau has released a prototype of a credit card agreement that's written in plain English. The idea is to sweep away the ...

Rewards Credit Cards That Give Back The Most
If credit cards are used conservatively, they can be a great tool for holiday shopping. When you use them, the goal is not to create additional debt for yourself, but to have a strategy that involves using the credit cards to collect points and cash ...

submit to reddit

Real-time

ingridsolvang Any good credit card offers with 0% no fee balance transfers? http://t.co/tA0OE0MH

Salomejrh Credit Card For Those With Zero Credit Rating – Apply For Bank Secured Cards Instead! http://t.co/6G2uG6jU

fprotection will closing ym #credit cards help me get approved for a #debt consolidation #loan? http://t.co/Xlo6xHZS

volonuge rewards credit cards http://t.co/VWvEnerg

screamnewscom feds set to unveil code of conduct for #credit, debit cards http://t.co/wjMh7e4y

Valer_ya Buy Tramadol Online. US Doctors. FREE delivery - FREE medical consultation. Credit cards accepted. http://t.co/LQcc5dhl

joint_credit Credit Cards Bad Credit: The Right Way To Apply: Credit Cards Bad Credit: The Right Way To Apply Article by Rock... http://t.co/DMGSCz2H

credit_and_loan Credit Cards Bad Credit: The Right Way To Apply: Credit Cards Bad Credit: The Right Way To Apply Article by Rock... http://t.co/jGNFXdNW

katerinanikolas Credit Cards: The AA Rewards Credit Card- http://t.co/0wxvrmf2

carylonkxriojas #debtconsolidation, do I have to list all credit cards in a debt consolidation plan? - http://t.co/mPNeh9F8

AreliusChezhe10 http://t.co/1iTw0O4V Africa Julia Roberts France Credit Card Hospital Music Telephone England Video Cards

toptips_co How to enter rebate from credit card into sage instant accounts? http://t.co/kcV74ymv

ndepositcasino Most Popular Online Casinos Accepting Visa Credit Cards sdldbz/agPux USA Players Welcome - Slots Oasis Online Casino... http://t.co/DVmGy94a

420cards RT @MPPoints: Accepting #creditcards A plus for your #smallbusiness http://t.co/3IE8Ao5I #smallbiz #sbs #entrepreneur contact @MPPoints today!

Ellafffffffffff SEM 0201 OMD Optical Media Shredder: SEM Model 0201 OMD destroys CD's, DVD's, Blu-ray discs, credit cards, ID ba... http://t.co/DPBwfPkm

Discussions

How many Credit Cards are there in each country worldwide? by eyaljosch Q: I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card. Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?

A: Wow...thats a loaded question....ask the "answer man" on yahoo!

What credit cards are made so that you are instantly approved or denied? by ersan b Q: I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.

A: Actually most of the companies allow you to apply online instantly. But you have to find the right card that you can apply for. To do this, goto the following site and find the card you want in student section and apply online. This site only has cards that you can apply and get a decision instantly. Good luck!

How many credit cards should you have to rebuild credit? by Nikita Q: I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!

A: I would take out no more than 2. I would start out with a secured card. Granted you would have to put a deposit upfront to secure a line of credit, but the deposit would also garner interest while you're proving your creditworthiness. You could start out small, like $200-300 or larger like $1000-2000. Either way, I strongly suggest you to continue to use your debit card and pay cash like you've been doing, and make small purchases that you can pay off in full every month (around $20-50). I would only use the credit card in dire emergencies. After the secured card becomes unsecured, then you could receive offers for other cards, but chances are just the one card could work just as well. Be sure to dispute anything that was involved in the identity theft and make sure that you have a POLICE REPORT. Your "good accounts" (rental, club, cable, cell, etc.) CAN be reported through this reporting agency called PRBC. (http://prbc.com/default.php?) This is for REAL. You can have your good credit reported and complied in a scored report that can be considered with your traditional credit reports. It's become increasingly popular and I'm certain that it will help you out immensely.

What credit cards are good to build credit when I have no credit? by kelsey Q: I'm almost 19 years old and I have had a secured card for about 6 months, and I need more revolving credit. I applied for the Chase Freedom card but got turned down... What cards are good to build my credit for those who are starting out?

A: If you have the income to support it, go for it. Go for a non-rewards card as they are easier to get. Citi has a number of them. Bank of America has a basic card as well as a rewards card or two so if you get the basic card now you may be able to upgrade later. Also you could ask if you can get an unsecured card from whoever gave you the secured card. Good luck!

How many credit cards is too much to affect your credit score? by ronnin72 Q: I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc. I am at a point where I want to increase my points and miles so there are some options. The question is, what is too much. I basically share a VISA with my wife, and have an older VISA that i keep. I realize that you should keep older credit cards for history. I want to add at least one AM/EX either the Starwood points, or the Delta Miles. I also might switch our Cap1 card to the signature to get 2 points for every $1 spent, instead of 1.25 for $1. That is a new card, not a switch. And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus). I would love to use those just to add to my miles on those flights. Could I add 3-4 cards without hurting my excellent credit? I will not rack up debt.

A: You could have 50 cards and as long as you kept them in good standing, low utilization, no lates, etc. they won't hurt your scores - you would take small dings for inquiries though. If you are adding 3-4 cards, and you already have a good card portfolio that has fairly good history, the inquiry dings should be small. After 6 months the inq's will be less of a significance on your scores and at one year they will have no impact at all. Available credit is not debt. I can see only one card that you currently have that is probably keeping your scores from actually being higher than they are now. That would be the Cap One card. Cap One is notorious for not reporting credit limits, they only report high balance - that makes it look like you are over utilizing the account.

How do I switch credit cards and not affect my credit score? by msc44 Q: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don't need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?

A: Yes, it is true. Having active credit cards on your record is no problem. It shows that card issuers are willing to extend credit. If these cards have no balance on them, you should have no trouble getting a new card. Apply and start using it. If there are balances on your other cards, it is a different issue. You should pay them off, or transfer them to the card with the lowest interest rate and pay that off as quickly as possible. Then make sure you never have a balance on a card that exceeds about 30 percent of the credit limit. Paying the monthly charges in full each month is the best policy. It also means not paying any interest.

~CREDIT CARDS!!!!!!!!!!!~? by PerfectlyImperfect~ Q: Hello, I have bad credit i wanted to know a good credit card company that can give me a credit card and while i try to solve my credit issues. please answer if you have a good company and dont play cause i will ban you from yahoo answers. Thanks!!

A: I have VERY bad credit but in an effort to add some positive to my credit history I got a secured credit card from First Premier Bank. Secured meaning that I had to pay money up front to get the card. Not the best scenario but my only option given how bad my credit is. I have a low credit limit but that's okay for me because I am just using and paying it off to help my credit.

Credit Cards? by cinderella Q: I am trying to get a student credit card, however, I have no credit at all. Are there any cards that are for students, that you don't have to have any credit to get them?

A: http://www.creditcards.com Prepaid & Debit Cards Credit Card Specials all the best

Credit cards? by Natalia Q: I'm so confused. I"m getting to the age where the option of having a credit card is drawing near. I've been looking at different cards, but I can't seem to make heads or tails of the terminology. I would love if someone could explain these things to me. Also, what are your expiriences with credit cards? Any good companies to go with? Should I even get a card at all?

A: Before you do anything, do some research on the credit card industry. Find out the tricks of the trade in the industry. I'm assuming that your younger, probably colllege-aged, correct? This is where I would start. The first thing I would do is check out the "Secret History of the Credit Card", a documentary by PBS Frontline. This is a comprehensive study of the credit card industry. So check that out here: http://www.pbs.org/wgbh/pages/frontline/shows/credit/ Next, I would check out this PDF document entitled "College Students and Credit Cards" from the US General Accounting Office (GAO). It covers many of the ins and outs on student credit cards as well as legislation regarding on-campus credit card solicitation. This is overloaded with information but essential to understanding how credit card companies target young people. http://www.gao.gov/new.items/d01773.pdf Next, I would check out this book entitled "Strapped: Why America's 20 Somethings Can't Get Ahead". This book goes deep into the subject of why young people get hamstrung so early on in life with credit card debt. Will be a must read for my children. http://www.strappedthebook.com/facts.php Then, I would check out this 2007 Credit Cards Survey, which is a published survey of 20 credit card issuers and 83 different credit cards on the good, the bad and the ugly of a wide variety of products, services and industry practices in the credit card industry: http://www.consumer-action.org/downloads/english/CA_News_CC_07.pdf After you've done all of that, only then would I take a look at some credit card resource sites online: http://www.creditcards.com/ http://www.creditcardassist.com/ http://www.cardratings.com/ These are sites that have a wide selection of student credit cards from a wide selection of card issuers. I would not recommend going to a single card issuer site like a Visa, Mastercard, Discover or American Express site. They'll only be soliciting their specific products. Credit card resource sites like the above mentioned tend to be card issuer "agnostic" and do not have a preference or specific product that they are beholden to. That gives these sites the ability to offer relatively unbiased information and recommendations on card products. Happy hunting! "If you tell the truth, you don't have to remember anything." Mark Twain

credit cards? by megan_trigg2000 Q: I am planning on getting my first credit card this summer and was wondering on what is the best one to get and why? What should i look for in looking for one?

A: I like Discover because you get cash back. You can also look into Chase cards that have different types of rewards. Look for one with a low APR and good rewards for your spending.

Images
Videos
World's Worst Credit Card? The Credit Card Song by Old Man Pie Dirty Credit Card Secrets Will It Blend? - Credit Cards Negotiating with your credit card company is easy! 3 Best Credit Cards Dave Ramsey on credit cards Mr Bean - Credit card mix up Fake a Credit Card Credit Card Reform in Action Credit Cards How Credit Cards Are Made How to hack RFID-enabled Credit Cards for $8 (BBtv) Your Money: Guide to New Credit Card Rules - NYTimes.com Dealing with Credit Card Debt Best Student Credit Cards-How Do Credit Cards Work? Credit Card Debt Perfect Credit Card Trick Credit Card Funeral A BAT CREDIT CARD? (Nostalgia Critic) Bank of America Credit Cards For Illegal Aliens PBS Frontline Secret History of the Credit Card MEN - Credit Card Babies Credit Card With EInk Display Keep You Safe While Online Shopping MEN: Credit Card Babie$ music video by Matt Wolf 4409 -- TSA photocopies a mans credit cards and other personal documents How to Reverse Credit Card Charges Square Everywhere - Accept Credit Cards with Square Dynamics Credit Card Demo Hate your Credit Card Bills? MAXED OUT - NOW ON DVD SQUARE REVIEW! Credit card payments on your iPhone The Crisis of Credit Visualized - Part 1 Credit Card Industry Defeated for Now Square Up Slim Reader Review Credit Card Processing for iPhone and mobile devices Credit Card Debt Explained With a Glass of Water HEAVY IS CREDIT CARD Credit Card Debt, Bankruptcy,& personal finance for doomers Chase Credit Card Ripoff Scam (part 2) Credit Card Fraud Made Easy www.IDTheftSecurity.com College Students Sinking In Credit Card Debt Hope2601 Pt 10, Adam Savage and 'The RFID Censorship Question' www.HOPE.net credit card babies stereogamous remixx How credit cards become asset-backed bonds Students and credit cards The Guy From Boston, Credit Cards US student loan debt passes credit cards Dateline NBC - Credit Card Debt Trap Part 1 of 10 Watch this before opening a new credit card Electronic Pickpocket CNN: Credit cards holding back credit score?
© OpinionCenter.li - Privacy Policy - Terms of Service - Help & Contact Last update : 2016-05-02 10:48:12